Saturday, February 24, 2018

Uber Finances Spiralling Out Of Control, As They Show A Loss Of $4.5 billion In 2017

Uber trumpeted its Q4/2017 financial statements as evidence of the company's progress towards CEO Dara Khosrowshahi's goal of profitability and IPO by 2019; the company argued that despite losing $4.5 billion in 2017, its cust-cutting in the final quarter of the year was proof that they would eventually go from losing money on each ride to actually earning money.  

But a closer examination of the figures shows that nothing of the sort is going on. The company's cost-cutting came mostly in the form of cuts to driver compensation, taking $2.2 billion out of drivers' pockets, meaning that Uber drivers are increasingly losing money with every drive (something that isn't apparent until you factor in the capital costs borne by drivers).

Uber drivers can drive for other companies, or get other jobs (that's key to Uber's claim that its drivers aren't employees, without which the company would be unambiguously doomed); its rival Lyft is happy to go on paying drivers more (for now), and drivers have already shown that it's pretty easy to ditch the platform, create their own app, and pocket 25% more than the company will pay them.

So Uber's already losing drivers, and also they lost $4.6 billion -- and to become profitable, they'll have to find another $4.6 billion in cost-cutting, which is unlikely to come from drivers, whom they're actually going to have to start paying more if they want to continue to have cars on the street.

For Uber to find an additional $4.6b/year in savings, there would have to be some indication that their costs were actually going down with scale.....They're not. 

Insurance, a major cost to Uber, is rising linearly with revenue. Other costs have gone down thanks to deep cuts: 
Operations, Sales and Marketing, Research and Development, and General and Administration. 

Unless the company starts spending more on these, they will not continue to grow, and thus will continue to lose billions.

What's more, Uber's figures are totally untrustworthy. Every financial report from Uber picks a different set of accounting practices, selected to cast their dismal finances in the best possible light (and even with that cherry-picking, Uber is still losing $4.5B/year!). So things are likely much, much worse.

As ever, Hubert Horan is the best source on Uber Financial Kremlinology; since I wrote about his initial five deep dives in 2016, he's written eight more -- the latest one is where I found about about these balance-sheet shenanigans.

All previous releases of Uber revenue data were limited to the top-line “Gross passenger payments” (the total money paid by passengers) and “Uber revenue”, the 20-30% of that total retained by Uber. In past analysis, I had assumed that the difference went almost entirely to drivers, but the newly released data shows this assumption is not true, and that Uber may be inflating the top-line revenue number.

In 2017, roughly $3 billion of this revenue was “Refunds, Taxes and Fees” or “Rider Promotions.” Government charges and fares that are refunded should not have been included in the original gross revenue number. The “Rider Promotions” item is more problematic.

If Uber offered discounts, the higher fare (that the passenger did not pay) appears to be included in gross revenue, while the promotional discount is a separate offset.

These numbers do not affect bottom line P&L calculations, but inflating the top-line gross revenue number directly supports Uber’s desire to show the strongest possible passenger demand numbers. 

Uber has steadfastly refused to release any numbers (such as market-specific fare and yield trends) that would meaningfully document whether (or where) its revenue performance might actually be improving.

£250k Lamborghini supercar slams into London cab after mishap saw it ‘roll across car park’

A LONDON cabbie was left unable to pick up fares today after his taxi was pranged by a £250k Lamborghini.

The unmanned supercar ploughed into the taxi rank at London's St Pancras station after the handbrake came loose this afternoon.

The unmanned Lambo rolled into St Pancras station's taxi rank this afternoon
The ultra-rare Aventador wedged itself under the taxi's wheel arch as it rolled backwards at 1mph.

With the 217mph supercar's owner nowhere to be seen, the cabbie was left wondering when he would be able to pick up his next fare.

Eyewitness Seamus O'Brien said: "The Lamborghini had been there for at least half an hour before I arrived.

"The taxi driver had tried to find out who owned it and all the doors were unlocked as someone opened the passenger door and it just sprung open.

Statement From City of London In Regards To London Bridge Closures And Temporary Re Open Of The Bank Eastbound.

Due to emergency gas works on London Bridge, we are temporarily allowing all traffic to travel eastbound on Queen Victoria Street through Bank junction. 

But this is just a temporary measure and under constant review. 

Follow diversions and please be extra vigilant.

For more information about the situation in the City of London click link below -

Friday, February 23, 2018

In An Act Of Appeasement Uber Closes London Licence Loophole

Minicab drivers licensed in London will no longer be able to drive for Uber in Brighton. The US company is to make changes to its app next month, in a bit to appease TfL.

Too Little, Too a Late ???

The multinational company announced last week that it was splitting the UK into different regions, and that drivers would only be able to use the app within the region their licensing authority was located from March 14.

Brighton is part of the south coast region, which means drivers from immediately neighbouring authorities, such as Lewes and Adur, will be able to drive in the city – but those licensed with TfL won’t. The latest available figures from TfL indicate that 78 drivers are licensed in London but have Brighton and Hove addresses.

But local union bosses say the changes have been made to pre-empt changes in the law preventing any cross-border hiring – which they are still pushing for.

Andy Peters, secretary of GMB’s Brighton and Hove taxi branch, said:  “Although we will no longer see cars from Wolverhampton or Sefton working in Brighton,  at the moment there is no specific detail on how big this region is.

“All the TfL ph drivers who live in Brighton and predominantly work in the city because they either failed the high standards that the city requires or who just could not be bothered to even attempt to go for a Brighton licence will only be able to work in London.

The question is why has Uber suddenly taken this change in direction? Is there something that Uber knows will be happening in the future with regard to cross border hiring?

“Uber has not done this as a favour. This is not how Uber works. Is this a case of Uber becoming scared of what the Local Government Association has been pushing for and trying to act quickly before there is a change in legislation?

“However this does not go far enough  because it doesn’t matter whether a private hire is working predominantly in Brighton and Hove from over 250 miles away or just 50. The fact is that Uber is still encouraging private hire vehicles to predominantly work in areas that they are not licensed in.

“This announcement should not make people think it is all over as it certainly is not. Do not be fooled by Uber. The fight goes on to fully change legislation.”

In its announcement, Uber said: “While cross-border driving is something the law allows for and is common in private hire journeys across England and Wales, we’ve heard from local licensing authorities that the way our app works can make it hard for them to oversee what some drivers are doing in their jurisdiction.

“That’s why next month we are making a significant change which will mean drivers will only be able to use our app within the region where they are licensed as a private hire driver.

“While we will of course keep everything under review we believe this change strikes the right balance for the drivers, riders and cities we serve.

“It will help local licensing authorities tackle the challenge they currently face in regulating drivers in their area when they are licensed in another part of the country; passengers will still be able to take affordable long distance trips (such as to and from airports, hospitals or back home after a night out in the city centre); and drivers will be able to carry out those longer trips without being forced to drive back without a fare paying passenger.”

According to the latest figures from TfL, there are a total of 78 private hire drivers licensed to drive in London whose registered address has a BN1, BN2 or BN3 postcode. Under the new Uber rules, these drivers will no longer be able to use the Uber app in Brighton and Hove.

A further 14 are licensed taxi drivers, but these will be black cab drivers who work in the capital.

Source Brighton and Hove News.

Transport for London wants access to Uber's greatest competitive asset

Efficiently matching supply with demand is the bread and butter of tech platforms operating in the gig economy.

AirBnb matches spare rooms with short-term renters. Deliveroo matches restaurants with hungry consumers, via a network of riders and Uber matches car owners with people who need lifts.

Each transaction creates rich data. 

When processed, that data becomes information. With Uber in particular, when analysed, the information paints an incredible portrait of the urban environment, which can be used to drive business, making the firm more competitive, and more profitable.

This data is not just a valuable asset, but the very crux of Uber’s competitive advantage.

Last week, Transport for London (TfL), in a thinly-veiled reference to Uber, following years of conflict, released a policy statement for private hire services in London. Buried on page five, it suggests: “operators should share data with TfL, so that travel patterns in London and the overall impact of the services can be understood.”

It’s not actually clear what sort of data TfL is after. A spokesperson said that the organisation hasn’t “got anything more to say than is in the policy statement for now,” which is very little. “More details will follow in the coming months.”

TfL is expecting the total cash from Tube and bus fares to drop by £56m in this financial year.

Data value

The data Uber collects from the thousands of journeys it facilitates is of unquestionable value to TfL. Gaining insight into how the city moves could save TfL money at a time when it is expecting the total cash from Tube and bus fares to drop by £56m in this financial year.

For example, understanding where hotspots of activity occur on the app – where people are using less public transport – could lead to TfL making efficiencies on underused bus routes. Knowing where and when journeys start and end could enable TfL to better react to demand, perhaps devising some sort of demand response service.

Likewise, with 40,000 drivers using its app, Uber has (it is widely accepted) exacerbated the capital’s growing congestion problem. Better understanding traffic trends could help TfL to plan roadworks and major public events. Quantifying the effect of disrupted public services could prepare TfL for incident response.

The list goes on.

“Nobody has a crystal ball to predict long-term needs,” says Nathan Marsh, intelligent mobility lead director for UK & Europe at urban planning behemoth Atkins. “Big data provides context and real-time accuracy about how people use them, which urban planners can utilise to better determine future trends, and to build in agility and flexibility”.

Hand it over

The usefulness of Uber’s data is clear. But why should it give up any part of its greatest – and arguably only – competitive advantage to the state? Diktats of this nature simply don’t occur in more established industries. It highlights TfL’s struggles with a new business model that doesn’t fit with existing regulations.

TfL will need to explain why disclosure of this data is necessary for it to perform its regulatory functions

“TfL will need to explain why disclosure of this data is necessary for it to perform its regulatory functions,” says Michael Stacey, senior associate at Russell-Cooke.

“TfL’s job is primarily to decide whether the applicant is a fit and proper person to hold a private hire operator’s licence. It is not clear that detailed journey data is necessary to enable it to judge whether applicants meet that test.

“The onus will be on TfL to either justify why this is required under its existing powers, or seek new powers to obtain this information from operators.”

Will The New Lane Rental Scheme Be Better For All Road Users? Or Is It Just Another TfL Cash Cow

Ask any regular driver what irritates them the most, and top of most lists will be roadworks. 

We all know that they are necessary, but their timing is often terrible, seem to last forever and cause colossal congestion. Now, a new lane rental scheme is being discussed that could change the roadworks system forever – but how will it affect road users?

The lane rental scheme
The scheme has already been trialled in parts of London and Kent, with some success, and looks set to be rolled out nationwide. Utility companies were charged up to £2,500 a day for digging up busy roads at peak times. In most cases, the rates were between £800-2,500 in London and between £300-2,000 in Kent. 

The scheme also saw TfL raise some £4.8 million and Kent County Council raised £1.1 million, after costs, during the trial.

The idea is to incentivise companies to do the work outside the rush hour, to work on quieter roads and to collaborate with other companies to complete a set of roadworks in one go. Rather than each digging up the road, closing it, repairing it and then another company comes along and digs up the same stretch of road a week later; the idea is that they can ‘share’ the roadworks to get more done at once

Positive reaction
Transport Minister, Jo Johnson, said that drivers often get frustrated at roadworks, especially when they are suffering delays, yet it appears as if no-one is doing anything about it. The idea behind the lane rental system is because companies are paying for the time they have the lane blocked off, they will work quickly and minimalize the disruption to drivers.

Head of Road Policy at the RAC, Nicholas Lyes, said that the announcement is ‘very welcome’ and that trials have shown that some of the worst congestion in London has been halved when the lane rental scheme was in use. Motorists know that congestion and roadworks are necessary, he added, but unnecessary queues and length of roadworks are something everyone finds very frustrating.

The scheme still needs the official sign off from the Transport Secretary, Chris Grayling, then the Department of Transport will start to draft guidelines for local authorities with regards to the bidding process.

Against the scheme
Street Works UK, who represent the utility companies and their contractors, was a little less enthusiastic about the idea, although this might not come as a surprise. They cited their own research that showed that while behaviour change could lead to improved outcomes, and less congestion, there was less evidence that it was directly due to the lane rental scheme

Their view was that utilities are delivering the infrastructure that the UK needs to drive productivity, economic growth and deliver on government priorities, and the scheme isn’t the best solution to help with this. But they also said they would go along with it, implying that they realise how much hassle roadworks cause all road users.

In the figures
Figures show that utility companies have worked together over 600 times, since the trial started in 2015, versus just 100 times before that. It shows that the scheme can inspire cooperation where none was previously seen. There have been efforts to deal with utility roadworks for many years, going back to the New Roads and Streetworks Act of 1991, but few have had any real progress which is why there is enthusiasm for the idea of the new scheme.

Around 2.5 million roadworks are carried out each year across the country, costing the economy more than £4 billion – mostly in late employees, delayed deliveries and other results from congestion. Local authorities already have powers to manage and coordinate street works, but some say they aren’t using them effectively. The aim is that the new scheme could start to roll out next year and could help drivers around the country have a smoother ride to work.

This lane rental looks to be a blessing for all road users, as it will hopefully ease up congestion in some of the busier roads in the UK. However, it will no doubt come as a curse on utility companies as they have to allocate funds to be able to carry out repairs

Thursday, February 22, 2018

Singapore Competition Agency To Look At Uber Tie-Up With ComCab's Owner's, ComfortDelGro

             Murkier and murkier!!!

SINGAPORE (Reuters) - Singapore’s competition commission said on Monday it plans to do further in-depth assessment of the tie-up between the city-state’s top Taxi operator, ComfortDelGro, and Uber [UBER.UL], after an initial review. 

The agency said it had requested further information from both parties to be submitted by March 5, after which it will assess whether their tie-up infringes Singapore’s competition laws. 

“CCS (Competition Commission of Singapore) is unable to conclusively determine that competition issues will not arise,” it said in a statement. 

ComfortDelGro said in a statement that “both parties remain committed to this partnership”. 

ComfortDelGro said in December it would buy a 51 percent stake in a unit of Uber that runs a fleet of private hire vehicles, as the companies seek to bridge the gap with dominant ride-hailing firm Grab.

Is this a case of, if you can't beat em, join em?

Bank of England's Chief Cashier Reveals She Doesn't Trust Technology TfL Say We Have To.

I don't pay with contactless cards because I don't quite trust it, says the Bank of England's chief cashier whose signature is on every banknote

The Bank of England's chief cashier has revealed she doesn't use contactless cards because she doesn't completely trust the technology.

Victoria Cleland, whose signature is on every Bank of England note, said she prefers to use cash for small transactions.

The 47-year-old also says predictions of the death of cash are premature, insisting that 'cash is definitely here to stay.'

'I personally don't really use contactless,' she told the Guardian.

Victoria Cleland, the Bank of England's chief cashier has revealed she doesn't use contactless cards because she doesn't completely trust the technology

'To be blunt, it wasn't on my card for a long time and so I've just got into the habit of preferring not to.

'And I do hear stories of friends - this is a personal anecdote, this isn't the official Bank view - whose money has been taken off contactless when you walk past something.

'And it's only up to £30. So I use cash for lower transactions anyway and for big ones contactless wouldn't work.'

Ms Cleland said cash was used for 44 per cent of all transactions in 2016, the last year for which there is data available.

Ms Cleland, whose signature is on every Bank of England note, said she prefers to use cash for small transactions

How secure are contactless cards?

There has been a massive rise in contactless payments following the introduction of bank cards that allow it for transactions of £30 or under

Most banks in the UK now issue their cards as contactless cards meaning they can be used for transactions of £30 or under without a PIN or signature.

Other methods of contactless payment include using smartphones, mobile phone apps, key fobs and wearable devices including watches and wristbands.

According to the UK Cards Association, one in four card payments are now contactless – totalling more than £3.3 billion every month.

Contactless cards are built using the same secure system as Chip & PIN with each including a range of security features to safeguard information and protect customers from fraud.

There have also not been any confirmed reports of money being stolen from a contactless card while still in its owner's possession, according to the association.

However, customers will get their money back from their bank if they are a victim of fraud.

The figure is down from 50 per cent the previous year and 68 per cent ten years ago, but she says there is still a growth in the 'total demand for cash.'

But her comments come as data shows the decline of cash is set to hit a turning point this year with cards overtaking notes and coins as the country's favoured payment method.

Britain will quickly blow past the point of 'peak cash' when card usage overtakes cash as the most popular way to pay.

It follows a massive rise in contactless payments following the introduction of bank cards that allow it for transactions of £30 or under.

It is estimated that only a fifth of sales will involve cash by 2026, according to the Guardian.

Wednesday, February 21, 2018

Deputy mayor for transport slams government for abandoning London's transport network as TfL faces near £1bn deficit

London's deputy mayor for transport will issue a rebuke of government today for abandoning the capital's transport network as Transport for London (TfL) faces a near £1bn operational deficit next year.

    London's Streets Full Of Empty Buses

The organisation is dealing with the loss of government funding, as well as a surprise fall in passenger numbers, and tonight, Val Shawcross will call for a reinstatement of London's "vital transport funding" to help shore up future progress.

[No surprise in passenger falling numbers Val, TfL have overloaded London’s streets with unnecessary private hire vehicles, to raise funds from licence fees. 

Bus journeys are heavily affected as passengers caught up in massive congestion, added to by TfL and the Mayors Cycle schemes. 

We could of pointed this out long ago Val had you not turned your back in the Licensed Taxi trade and refused meetings]

Speaking at the International Transport Workers' Federation urban transport committee at City Hall, Shawcross will say: "With the economic uncertainty of Brexit, it’s more important than ever that the government supports our capital - because when London succeeds, the country succeeds."

[pedestrianisation of major streets will also cause more congestion, more pollution and more bus delays causing passengers to look for alternate transport

Our capital is the beating heart of the UK and our roads are the arteries, so it’s just astounding that the government is not only prepared to take away vital funding but make London’s drivers pay for roads outside the capital.

We’ve seen from the success of the Crossrail project how investment in London can benefit the whole of the country, and it’s vital that the government uses its spring statement next month to reinstate TfL’s funding and keep the capital moving.

With virtually no policing, 24 hour Tube travel hasn't been the success TfL were hoping for.

TfL's budget is £700m a year lower after the government's decision in 2015 to strip back the operating grant, while the capital's transport bosses are also angry that the government has said that from 2021, the £500m raised each year through Londoners' vehicle excise duty will be invested solely in roads outside the capital. 

City Hall says Londoners are paying for roads across the UK with no contribution towards the upkeep of the roads they will be driving on, and the costs of running London's roads are being subsidised from public transport fare-payers. 

[Many Londoners have paid for and are still paying for roads in the capital that are being taken away from motorist by the Mayor and TfL to be given to pedestrians and cyclist who as such have not contributed a penny towards London’s roads]

The capital's transport chiefs have also said the government has blocked London from accessing the new £220m national clean air fund. 

[possibly because TfL and the Mayor’s schemes have caused most of the unclean air

A fresh blow in recent weeks came with transport secretary Chris Grayling stepping in to block TfL's planned motorist fine hike, saying the rise, which was forecast to bring in an extra £80m, would be "excessive".

The move drew criticism from London Assembly Labour member Tom Copley at the time, who said: "Chris Grayling has form when it comes to playing politics with London's transport network, having already reneged on the deal to devolve suburban rail services to TfL. It is unfortunate that he continues to do so."

The mayor has pushed for a major overhaul of TfL with significant savings needed, though critics have said his partial fare freeze has added to the pressure.

Shawcross meanwhile, has said the axing of government funding is not sustainable for the capital in the long-run.

So far, the budget reduction has meant all non-essential road improvements have been paused for two years.

Separately, the fall in passenger numbers has led to the cancellation of two major Tube upgrades on the Northern and Jubilee Lines, as the Tube is the only part of the network to make a profit. 

The Department for Transport has previously said on the issue: "We are taking the big decisions for Britain’s future and investing a record £23bn on our roads to improve journeys for motorists.

“It is the responsibility of the mayor to determine how Transport for London’s budget is spent.”

Two Dead In Shocking Night Of Violence...Local Mum Speaks Out !


Locals in Camden say there are no police on the streets due to buget cuts. Residents say they are scared to leave their houses and flats. 

Meanwhile London's Mayor Sadiq Khan refuses to be interviewed on TV news channels over the stabbings. 

TWO young men have been stabbed to death in Camden within the space of an hour, with reports of several other attacks throughout the night.

A 17-year-old boy was attacked with a knife in Kentish Town, near the Peckwater estate, at 8:30pm. He was pronounced dead 30 minutes later, just yards from the shrine to a 19-year-old who was killed on Sunday.

A second young man was stabbed to death in Malden Road, Queen’s Crescent, at around 10pm.

He has been named locally as Sadiq Aadam, the brother of 20-year-old Mohamed Aadam, who was murdered in Hampstead Road in September. Their cousin, Mohamed Abdullahi, was murdered in 2013 aged 20.

Police closed Islip Street in Kentish Town

Police are carrying out extra patrols and officers have been given emergency powers to stop and search anyone, without the need for “reasonable grounds” of suspicion. Known as Section 60 order, it is a measure often introduced after serious flare-ups of youth violence and means anyone in the area can be detained and frisked.

The Met said: “Urgent enquiries are underway to establish the full circumstances and identify if there are any links between the two incidents.”

There were reports on social media of up to six stabbings taking place within the space of a few hours on Tuesday night. Police confirmed there had been two murders, but said they unaware of any other “critical incidents”.

In Kentish Town, paramedics and police officers battled to save the boy’s life on the pavement at the junction of Islip Street and Bartholomew Road. He was pronounced dead at the scene.

Neighbours said that he lived with his family on the nearby Peckwater estate, where a shrine was built on Sunday night in the memory of 19-year-old Lewis Blackman, who was murdered in West London.

The shrine was built next to one in the memory of his friend, Nuno Cardoso, a law student who died after collapsing in a police van in December.

Flowers to Nuno Cardoso and Lewis Blackman 

The community centre on the Peckwater estate was opened up late tonight to provide shelter for the relatives of the latest victim, who have gathered at the scene. A group of around 50 friends and family were at the scene.

TAXI LEAKS EXTRA BIT : From Local Mum and friend of the London Taxi Trade Mandy J Sanderson. (Taken from Facebook).

What on earth is the world coming too! 

Young men losing there lives, mothers losing there sons, just tonight 4 or 5 stabbings on our doorstep. What is going on, words fail me, my heart goes out to all families who are affected by this madness its so scary

Camden Council in there wisdom cut back the youth service, they took away the one thing these kids had to help them survive.

And now look whats going on, no guidance, no support anywhere for the youth to be mentored, to learn a different way. Its all gone to shit...but yet, Camden take millions in revenue from issuing PCNs alone, they pay shit loads out in expense accounts for there over paid brain dead staff, wtf is that all about.

The power's that be need to get some common sense factors initiated right now god dam. 

For instance lets take Camden's recycling centre who crush millions of pounds of decent computers, bikes, toys etc daily. 

Lets set up a project where the youth could have a workshop where there use the parts from one broken bike to repair another broke bike and make a nice fully working bike which could then be sold off on site, and a percentage of the profit goes to the youth that did this project. 

Hence teaching the youth, if you take the time to work, you can earn money. If they channel their energy into this sort of stuff they will be too tired to go out looking for trouble and will learn if you work hard you can have money without breaking the law. 

But no one wants to give these kids a chance, no one wants to show them a better way.

They could make a start in schools. We need to bring back proper assemblies,where they talk to kids about respect and manners and how far these life skills go. I honestly learnt so much from our school assemblies its time to bring it back.

Glamour Model Turned Cabby, Joins Team Of Ex-Page 3 Girls To Help Cancer Stricken Colleague

We all remember The Sun newspaper's page 3 girls, how could anybody possibly forget them. They were as much a part of British culture over the last few decades as pie and mash.

Sadly, one of those iconic ladies has been stricken with Adenoid Cystic Carcinoma, a very rare form of cancer.

Belinda Charlton Gilfoyle, 48 and pictured above, was diagnosed with the illness 4 years ago, it has attacked her tongue and has spread to her lungs and her breastbone.

Unfortunately, the NHS are unable to treat Belinda, there is, however the possibility of a ground-breaking treatment abroad, which will give her a real fighting chance.

Glamour model turned taxi driver Donna Ewin, plus several other models, have flown into action to help their friend and fellow page 3 girl.

A charitable event to help raise funds for Belinda's treatment will take place on 28th March with full details to be released soon. The girls have also started a go-fund-me page to help Belinda, the target figure is £250,000. This figure will help facilitate Belindas treatment and give her a real shot at beating her illness.

I spoke to the ever-popular, Donna Ewin, who decided to follow in her fathers footsteps to become a cabby 17 years ago, she said:

 "Belinda is a beautiful person, inside and out, she is a loving wife, mother and grandmother. She is incredibly brave and her selflessness is truly amazing. We are here to ask the public for help so that she has a fighting chance to beat this awful illness."

Donna added: "please, if you are able to, make a donation, no matter how small the amount, every penny will help this wonderful woman."

If you wish to donate, please visit:

Article from TaxiPoint 


please see the article in the Sun, all about Belinda's colleagues coming together to raise the funds for her treatment.